Terms of Use
DRAFT — pending legal review. Last updated: September 2026.
These Terms of Use (“Terms”) govern your access to and use of pathfinderholding.com (the “Site”), operated by Pathfinder Holding Company LLC (“Pathfinder,” “we,” “us,” or “our”). By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.
Informational Purpose Only
The Site and its content are provided for general informational purposes about Pathfinder and our real estate and lending activities. Content may change at any time without notice, and we do not warrant that it is complete, current, or error-free.
No Investment Advice; No Offer of Securities
Nothing on this Site is investment, legal, tax, or financial advice, and nothing on this Site is an offer to sell, or a solicitation of an offer to buy, any security or investment product. Any private-lending relationship, where available, is arranged on a per-deal basis as an individual, first-lien promissory note secured by Michigan real estate, and is entered into only through separate written agreements.
Any rates, returns, or figures described on the Site — including any illustrative calculator — are estimates provided for general illustration only, are not a promise or guarantee of any outcome, and depend on the specific terms of a given transaction. Lending and investing involve risk, including the possible loss of principal. Past results do not guarantee future performance.
Not a Real Estate Brokerage or Your Agent
Pathfinder acquires, renovates, and sells real estate as a principal. We are not a licensed real estate brokerage acting on your behalf, and your use of the Site does not create an agency, brokerage, or fiduciary relationship. Homeowners looking to sell are directed to our affiliated HomeVestors® franchise resources.
Eligibility
You must be at least 18 years old and able to form a binding contract to use the Site.
Acceptable Use
You agree to use the Site only for lawful purposes, and you agree not to:
- Interfere with or disrupt the Site, its security, or its infrastructure;
- Attempt to gain unauthorized access to any system, account, or data;
- Scrape, harvest, or collect information about other users;
- Submit false, misleading, or automated form submissions;
- Use the Site to transmit spam, malware, or unlawful content.
Intellectual Property
The Site and its content — including text, graphics, logos, photographs, and design — are owned by Pathfinder or its licensors and are protected by intellectual-property laws. We grant you a limited, personal, non-exclusive license to view the Site for its intended purpose. You may not copy, reproduce, distribute, or create derivative works from the content without our prior written permission.
Trademarks and Franchise Disclosure
Pathfinder Holding Company is an independently owned and operated franchisee of HomeVestors of America®. HomeVestors® and We Buy Ugly Houses® are registered trademarks of HomeVestors of America, Inc. Other trademarks appearing on the Site are the property of their respective owners.
Third-Party Links and Services
The Site contains links to third-party websites and services, including partner intake forms hosted on FlightDeck and HomeVestors® resources. We provide these links for convenience and do not endorse or assume responsibility for third-party content, products, or practices. Your use of a third-party site is governed by that site’s own terms and policies.
Disclaimer of Warranties
The Site is provided “as is” and “as available,” without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, secure, or error-free.
Limitation of Liability
To the fullest extent permitted by law, Pathfinder and its members, managers, employees, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or goodwill, arising out of or relating to your use of the Site.
Indemnification
You agree to indemnify and hold Pathfinder harmless from any claims, losses, or expenses (including reasonable attorneys’ fees) arising out of your misuse of the Site or your violation of these Terms.
Governing Law
These Terms are governed by the laws of the State of Michigan, without regard to its conflict-of-laws rules. Any dispute relating to the Site or these Terms will be brought in the state or federal courts located in Michigan, and you consent to their jurisdiction.
Changes to These Terms
We may update these Terms from time to time. Changes are effective when posted, and the “Last updated” date above will reflect the most recent revision. Your continued use of the Site after changes take effect constitutes acceptance of the updated Terms.
Contact Us
Questions about these Terms? Contact Pathfinder Holding Company LLC at info@pathfinderholding.com or 616.278.0900.
This document is a working draft provided for review and does not constitute legal advice. Final language is subject to review and approval by counsel before it is treated as final.
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